1. SIGN UP

When you purchase a policy from us, we set aside for you a Carpool Bonus equivalent to 30% of premiums.

Example:
Driver 1
Premiums
10,000 Baht
Carpool Bonus
x 30%
= 3,000 Baht
30%
Carpool Bonus

HOW IT WORKS

2. JOIN A GROUP

When you create or join a group, your Carpool Bonus is combined with those of other members

Members do not need to join at the same time, but you will need to be in a group of five members/cars or more to be eligible for the Carpool Bonus at the end of the year.

Example:
Driver 1
3,000 Baht
Driver 2
+ 3,500 Baht
Driver 3
+ 3,500 Baht
Driver 4
+ 3,000 Baht
Driver 5
+ 3,000 Baht
Group Carpool Bonus
= 16,000 Baht
Group
Carpool
Bonus

3. DRIVE RESPONSIBILY

If someone in the group files a claim, the claim amount is deducted from the Carpool Bonus of all members at the time the claim was filed.

If there is not enough Carpool Bonus to settle the claim, the insurance company pays for the rest.

Example: member files claim for 4,000 Baht
Driver 2
3,500
-
875
=
2,625
Driver 1
3,000
-
750
=
2,250
Driver 3
3,500
-
875
=
2,625
Driver 4
3,000
-
750
=
2,250
Driver 5
3,000
-
750
=
2,250
Before

If an additional member joins after the claim was filed, his/her Carpool Bonus will not be affected.

Claim
After
Group
16,000
-
4,000
=
12,000
Amount deducted from each member is in proportion to premiums they paid that year:
Claim!
Total
16,000
-
4,000
=
12,000

4. GET UP TO 30% CASH BACK!

At the end of the policy year, any Carpool Bonus remaining is given back to you as a reward!

Carpool
Bonus
Total
Claims
Reward
Driver 1
3,000
-
750
=
2,250

This can be used as a discount when you renew your policy with us, or we can transfer this amount directly into your account.

Example:

Like What You See?

Just renewed your insurance?

Please leave your details below and we will contact you when you are ready to renew.

Mon - Fri : 9:00 - 18:00

3 Promphan 3 Building, Lardprao 3, Bangkok 10900, Thailand

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