Almost 10 thousand cars damaged in last week’s flood! Does you insurance have you covered?

Flood, Car Insurance, 1st Class Coverage, Good Driver, 30% Cash Back, Carpool

Let’s face it, no one likes to pay for insurance: it’s expensive and you usually don’t get anything back if you don’t claim. With premiums that are 2-3 times more than the rest, it’s also no wonder why people don’t like to purchase 1st class insurance.

But be careful! A few thousand saved upfront may cost you tens of thousands in the unforeseeable future.

Based on our estimates, roughly 9 thousand cars were damaged in the Bangkok flood this past weekend but only 3 thousand were covered by their insurer because they chose to purchase 1st class insurance. Beyond floods, there are so many other risks out there that can cost you dearly. Are you covered?

So what’s the difference between 1st class and the rest?

Although coverage will vary between different insurers and policies, here’s the general idea:

Why is this important?

When you look at the details, the key difference between 1st class and the rest is one key term: “damage to own car”. This is important because it covers damage to your car if there is no other driver involved. To illustrate what this means: has any of these happened to you before?

  1. You park your car in an underground garage and come back to find that the garage has become a temporary swimming pool

  2. You park your car on the side of the road and come back to find major scratch on your door

  3. A motorcycle hits and breaks your side mirror and drives away before you are able to get their license plate (this has happened to me twice)

The point we are trying to make is that even if you’re a good driver, it doesn’t mean that costly accidents can’t happen. If you are still holding a 2nd or 3rd class car insurance policy, maybe it’s time for an upgrade?

Carpool helps good drivers save money without compromising on coverage

At Carpool, we believe that good drivers should enjoy peace of mind that you get from 1st class coverage and save money too. With our innovative peer-to-peer car insurance offering, good drivers can enjoy up to 30% cash back each year off of already competitive 1st class car insurance premiums.

To learn more, please visit us at,, LINE: @carpool or Tel: 02-024-9888

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